Christian finance and consumer credit counseling & debt management
Credit Repair
Romans 13:7-9
7 Give everyone what you owe him: If you owe taxes, pay taxes; if revenue, then revenue; if respect, then respect; if honor, then honor.
8 Let no debt remain outstanding, except the continuing debt to love one another, for he who loves his fellowman has fulfilled the law.
9 The commandments, "Do not commit adultery," "Do not murder," "Do not steal," "Do not covet," and whatever other commandment there may be, are summed up in this one rule: "Love your neighbor as yourself."
You might see or hear ads from companies that promise to "clean up" or "erase" your bad credit and give you a fresh start. They charge high fees, usually hundreds of dollars, but do not deliver on their promises.
Check your credit report on a regular basis to ensure it's accurate. If there are mistakes you can't resolve, contact your state/province/city/country office of consumer affairs for help.
If you are thinking of hiring someone to repair your credit, remember this:
No one can require a credit bureau to remove accurate negative information before the legal time is up.
There are no "loopholes" or laws that credit repair companies can use to get correct information off your credit report.
No credit repair company can do anything you can't do for yourself.
The only way to "repair" bad credit is with good credit practices over a period of time.
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